How You Can Use a PPI Calculator to Estimate the Value of Your Claim


The PPI Calculator Process

No one can guarantee that your PPI claim will be successful. However, it is well known that a a significant number of Payment Protection Insurance policies were either poorly sold or wrongly sold. It seems many companies are very aware of the practices that many companies selling PPI used to intentionally confuse, mis-lead or mis-inform consumers.

Having a clear understanding of those practices and the process of seeking compensation ensures your claim has the best chance of success. To be successful it is important to know what arguments or what aspect of the sale to focus on.

Where to Start the Process of Your PPI Claim

First of all find every policy that has PPI attached that you believe it was mis-sold and then youre ready to calculate what you are likely to be owed by your bank.

Remember to follow the same procedure for each policy!

Best if you can establish, was or is your policy a single premium policy or a monthly premium policy, and also was it for a loan or a credit card.

If you dont have the paperwork, you can submit a Subject Access Request (SAR) to your lender and they will provide you with a copy.

Now, you should be able ?to make a fairly accurate assessment as to the value of your PPI claim. There are three things you need to know in order to do the calculations:

  • The loan amount
  • The interest rate (APR) payable on the loan
  • The term of the loan (how long it was to run for)


Need a ppi calculator?? Click Here!

Most Common Types of Plastic Surgery in Australia


Plastic Surgeons in Australia Doing More Plastic Surgery

Incredibly almost?11.9 million underwent cosmetic, equally surgical and non surgical, techniques last calendar year. The figure stands at 1,425,900 for the top rated five surgical strategies. Even the trend strains show that there has been a ongoing expansion in the plastic surgical procedures executed in the past?78?yrs. The number?stands at over eight million for all plastic surgeries procedures over the period. If you are a plastic surgeon you are in a massive growth industry


Why Are?Plastic Medical Procedures Gaining Acceptance

Plastic Medical procedures

A brief search into what plastic surgical treatment can do, should explain its attractiveness. Principally, there are two areas?of plastic surgical procedures.

Reconstructive surgical procedure, which aids and deals?with harmful effects of diseases and incidents in addition to traumas, surgical procedures incorporate tissue transplantation like bone, muscle and skin. Typical of these forms of surgeries are breast reconstruction, contractre surgical procedures for burn off accidents, cleft surgery on lip and palate. To give you a?ball park costs, breast reduction and lip reconstruction expenses could range from$3,700 and $10,000.

Cosmetic surgical procedure, whose acceptance as depicted by the 11.9 million people market, is a very popular form of body, skin and beauty enhancement.?As the title implies, the procedure aims to greatly enhance the cosmetic appearance. Top most?cosmetic surgeries in demand from customers are mammaplasty or breast augmentation which is distinct from mastopexy which is breast lifting. Other very popular?cosmetic surgeries in the check list are tummy tuck, buttock augmentation, liposuction, rhinoplasty (nose job) and so forth.


Are Cosmetic and Plastic Operation the Exact same?

Cosmetic and Plastic Operation

Historical Evolution of Plastic Surgical treatment

Plastic Surgical treatment History

American Modern society of Plastic Surgeons cites evidences to suggest ancient Indian surgeons exploitation in the area at all over 800 BC. It was all over 19th century that it developed to its present form. First American plastic surgeon was Dr. John Peter Mettauer who performed cleft palate operation in 1827. Entire world War I had catapulted plastic surgical procedure into a new realm.

The word plastic in plastic surgical procedure may possibly confuse a little bit when it does not use it at all. It is derived from the Greek term plastikos which suggests molding to give condition. Now you know why the conditions plastic and cosmetic surgeries are utilized interchangeably.


The Best Home Espresso Coffee Maker Review

Making Good Espresso Coffee at Home Needs the Right Coffee Machine

One of the beverages best known worldwide is absolutely, espresso. Espresso is an impeccable beverage for pure enjoyment and visitors at home or to drink during the entire day, for breakfast, lunch and dinner.

Espresso is enjoyed globally and can be made from many points of view however all coffee drinkers have their own particular preferences when it come to making coffee and including what kind of coffee machine it is made in.

The Best Home Espresso Coffee Maker

In case you’re hoping to purchase a coffee machine, the first thing you have to make sure is to find the kind of coffee maker that will best suit you and your style and the particular quality of the final result

We have reviewed The Little Guy coffee maker which is a winning premium coffee machine for home use. The nature of the coffee shots and the milk quality is as good as any machine on the planet and business machines included. The Little Guy has no moving parts, guaranteeing almost zero maintenance and a confident supply of quality coffee almost for life

Owning the best home coffee machine for you implies you don’t need to hold up in long cafĂ© lines or persevere through late-night longings in light of the fact that the bistro is closed. It will likewise spare you many dollars for the duration of the lifespan of your machine as you make delicious coffee right in your own kitchen. The Little Guy coffee maker is a barista-quality machine blending both coffee and espresso.

Is it accurate to say that you are in the business for bistro quality coffee shots at the touch of a lever? We have the coffee machine for a snappy morning latte fix. Alternately perhaps you appreciate the custom of coffee and are in quest for the ideal shot. In the event that that is the situation, we have found the coffee machine you will want to own.

The Little Guy the most classy coffee espresso machine available it is a show-stopper as is the espresso it makes.

Get the Outstanding Coffee Maker in Town

There is a stand out decision that you can make, on the off chance that you need to pick the best home coffee maker. The Little Guy has this machine that blends the ideal coffee, with the best balance in the middle of aroma and flavor. It is surely the company you are looking for.

What is a Human Design Chart and Where Can I Get One?


What is Human Design Chart?

Human Design Chart?could be described as a map guide of the spiritual structure of a human being and identifies what Type you are. Human Design utilizes dates of your birth data to measure your Bodygraph or Human Design chart.

Your Human Design chart?is one of a kind relevant to you only. That indicates that you are unique?and no one but you can carry on with your life. You are not designed to be the same as any other individual. At first, that can appear to be intimidating?or energizing. In time, it will be liberating as you understand and experience the reality in your design.

Your chart is a guide of your body, brain, of what drives you, your mindfulness, how you communicate or show in your life and what draws you toward affection?and a lot, lot?more.

Its gift is to reveal to you an incredibly clear way that you can use to settle on the right choices the way you best operate from your true self.

What Does Your Human Design Chart Show?

Your chart demonstrates and defines the connections of so many aspects that make up what is authentically you?and reveals your Type which is a key aspect?of your Human Design. The chart allows you to easily define your?Strategy and Inner Authority to venture forth, so as to find and live your actual nature.

In a Human Design understanding, we will be working from your bodygraph or chart. This is a schematic graph of your vitality focuses like chakras and their different interconnections in view of the Kabbalah or Tree of Life. This is created from your date of conception and produces two different maps of the planetary stations.


Where Can I Get a Human Design Chart?

You can get your human design?chart right away.?In spite of the fact that the Human Design System is a powerful paradigm for human life, its real potential is appreciated most by utilizing it to analyze your own life at whatever level is of?interest you.

There are several?sources for getting?Human Design Chart. What is really important is finding someone who can do a really good job of interpreting the chart and with the ability to impart the relevant information in a way that will be of most benefit to you.

Your free chart will let you know what Type you are. Some of you will need to know more at a deeper level and “Master Your Human Design” is there to give you with further instructive materials. Get your Human Design Chart!

Christopher Power Body Chart


Video Editing and Music Video Production in Sydney


A Great Video Editing and Music Video Production Company in Sydney

Hi, while we are doing all our stuff in the back ground we take the opportunity to mention a great music video production team that does over the top personal service and attention to detail with both production and video editing.

The company we are talking about is called Sonic Eye?who we have been working with to?produce a bunch of videos and who we believe deserve a mention.

If like us you have?mountains of video that you would like to?make a story out of. Much of your video a not necessarily good quality but there is enough to make a story especially if a skilled editor gets their hands on it and works some magic. Mountains of video taken over a period of time needs sorting out and all takes so much time.

The Best Part about?Hiring a Professional Video Producer and Editor

All of a sudden you have someone take over the job who knows what they are doing, knows the steps and the evolution to take to get that story out. Everything has a story and its a sure fire way of getting a message across. From producing a “Music Video” through to a corporate sales pitch video.

Thalia at Sonic Eye has an amazing ability to orchestrate footage she has never seen before into a sensitive and compelling story.?A good video editor brings?your footage to life in a way that when combined with music and voice over becomes a living thing of its own.

Do You have Gigabytes of Video that Needs Editing?

If you do you are not alone. What use it it doing sitting on your computer or hard drive. Mush of that footage is precious. Wouldn’t it be nice to have someone you know you can trust put it all together in a simple edit that tells the story for you. Just contact Thalia here at Sonic Eye

CASL Update

CASL Update – New Website – Books and Knowledge

CASL is a different organisation with many similar interests to the old CASL.

Racey New Website


We have just started on building the new site. Please be patient while we populate the website with our favorite content.

Expect to see lots of books with a sprinkling of articles of interest.